INSURANCE BENEFITS

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What is Health Insurance?

Good health refers to being in a condition of complete mental, physical and social well-being but not mere absence of illness. It is possible to get health insurance cover when leading a healthy life. But getting a comprehensive health insurance cover may be denied for your near and dear ones on acquiring some illness. Certain medical emergencies are difficult to foresee or prevent.
However, we can account for them with our variety of health insurance plans based on customer’s needs.

  • 14000+ Hospitals

    14000+ Hospitals

  • 99% Cashless Facility

    99% Cashless Facility

  • Simple Process

    Simple Process

  • 16 Cores Lives Covered

    16 Cores Lives Covered

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INSURANCE BENEFITS

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Some of the salient benefits of the product include:

  • Hospital Cash

  • Pre & Post Hospitailation

  • Room Rent

  • Road Ambulance, Air Ambulance

  • Ayush Treatment

  • Delivery & NewBorn Cover

  • Mordern Treatments

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They frequently asked
questions

? Why Do I need Health Insurance?

The standard phrase Health is wealth is familiar to everyone, so it is the individual’s priority to secure it. No matter how advanced we live with our developing technology, it is hard to predict the uncertainties. One great example is the COVID-19 pandemic, which baffled the whole world. Reports and studies show a steady increase in lifestyle diseases and a high medical inflation rate. Health Insurance Policy becomes necessary for everyone to be well prepared for such uncertainties and to mitigate medical expenses. Health Insurance can ensure that your family is well-protected from the sudden financial burden.

? Best Mediclaim Health Insurance Policy in India?

Individual Health Insurance Plan
Family Floater Health Insurance Plan

? Waiting Period in Health Insurance?

The waiting period refers to the time duration during which the policyholder is supposed to wait to claim the benefits under the Health Insurance Policy. The terms and conditions of the waiting period differ from insurer to insurer.
Initial Waiting Period
Health Insurance Policies have an initial waiting period of 30 days. During the initial waiting period, the policyholder cannot file any claims except for the claims related to accidents.
Waiting Period for Pre-existing & Specific Diseases
Coverage for Pre-existing and specific diseases does not start right after the purchase of the policy. The policyholder can avail the benefits of the coverage for such diseases after the completion of the waiting period.
Maternity Waiting Period
Some Health Insurance Policies offer maternity benefits with a waiting period. Take time to know the waiting period and choose a policy that has less waiting periods.

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